Unenforceable car finance loans
When you signed your car finance agreement it was the lender, not you, who produced the contract that was to be used. In most circumstances you would have had no choice over the terms within the agreement.
It is the finance company's responsibility to you, the consumer, to ensure that all aspects, all terms and each section of the agreement fulfilled the required rules and regulations. If they failed in this duty to you then your car finance agreement may be unenforceable .
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